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General Disclaimers
Health Benefit Plans make cash payments to the insured in the event of a covered condition requiring a doctor/hospital services. Health Benefit Plans are comprised of fixed indemnity hospital and doctor insurance products and non insurance supplemental health products. Health Benefit Plans are not major medical insurance. They do not cover pre-existing conditions nor illness and medical events caused by pre-existing conditions, and do not meet the minimum essential coverage under the Affordable Care Act. If you do not have an ACA health plan, you may be subject to the ACA's Shared Responsibility Tax.